we at elinor
As a community, we can achieve more – this experience connects us. However, there was a lack of a suitable form to manage common money quickly and democratically. That’s why we’ve come together with our different perspectives: software development, activism, sustainable banking, business foundation and community creation, controlling, family work, and more.
In 2018, we launched elinor as a research project and gathered our first experiences. So how can a digital infrastructure for more mutuality look like? In which areas exist a real need? This led to the first two focus areas: Assurance and Group Accounts.
We are happy about the cooperation with GLS Bank, Hannoversche Kassen, climate activists and our great advisory board.
elinor team

Lukas Kunert
Co-Founder, Management

Daria Urman
Co-founder, Risk Calculation

Ruben Rögels
Co-Founder, Software Development

Bonina Mußmann
Communication

Falk Zientz
Co-Founder, Strategy / Development

Guida Ribeiro
Front-End Development
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Chiara Marchi
Customer Service & Communication

Calvin Herchenbach
Front-End Development
elinor advisory board

Aysel Osmanoglu
Member of the GLS Bank Board
Responsible for IT and infrastructure. Accompanies elinor since its beginning.

Dr. Thomas Zwack
CLIC Fellow at HHL Leipzig
Peer-to-peer insurance expert as well as consultant in the insurance industry. Connected with the ‘Versicherungsforen Leipzig’ and the ‘Insurance Innovation Lab’.

Silke Stremlau
Member of the management board Hannoversche Kassen.
Responsible for capital investment, corporate communications and human resources.
Many years of expertise in sustainability, sustainable finance and corporate development.

Armin Steuernagel
Member of the management board Purpose Evergreen Capital
Founder of ‹Stiftung Verantwortungseigentum› as well as founder of Waldorfshop und Mogli.

Regine Breusing
Member of the management board Hannoversche Kassen
Over 16 years of experience in the field sustainable retirement insurance. Expert for modern forms of solidarity

Dirk Kannacher
Member of the management board of GLS Bank
Responsible for the ‹Private and Business Customers› department. Many years of experience in banking.

Dr. Ludger Arnoldussen
Supervisory board NÜRNBERGER Beteiligungs-AG
Former member of the board of directors Munich RE and Swiss RE. Specialist in insurance and reinsurance.

Bernhard Kraft
Chief architect of ERGO Group AG
Senior IT program manager and chief architect of ERGO Group AG. Expert for IT strategy and digital transformation of Financial Service Providers.

Roman Huber
Executive board member Mehr Demokratie e.V.
Co-founder of the Future Workshop ‹Castle Tempelhof›. Expert in collective decision-making processes with decades of practical experience
Why elinor?
Elinor Ostrom
The U.S. researcher is the only woman so far to have won the Nobel Prize in Economic Sciences. She dedicated herself to the question of how to efficiently use and distribute scarce, freely available resources and what mechanisms help communities to organize themselves cooperatively. In doing so, she brought the ideas of the ‘commons’ into focus in a new way. In developing the elinor platform, we applied the design principles of community ownership developed by Ostrom to the forms of solidarity and shared money management.